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Dental & Vision

Why do I need dental and vision insurance coverage?

If you are in the market for dental and vision insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.

Dental Coverage

We only recommend PPO dental plans that are accepted nationwide by most dentists who accept insurances. If your dentist does not participate in any PPO network then you should get a non-network plan to have the plan cover your claims if you still want to go to that dentist . The main difference is the annual max amount covered ($1000 or $2000 annual max benefit covered for all services).

  • No waiting periods
  • No enrollment fees
  • $1,000 or $2,000 annual max benefit covered for all services per person
  • No costs for preventative services (2 cleanings, 2 exams per year)
  • Basic Services (fillings, extractions) – Plan pays 80%
  • Major Services (implants, surgery, crowns, bridges, dentures) – Plan pays 50%

Lump-Sum cash Benefit Cancer Protection

More people are surviving cancer than ever before because of modern medical technology and treatments. Care can be expensive and surviving a cancer diagnosis can create a serious financial hardship.

Are you aware of the costs of a cancer diagnosis?

It has come to our attention that, according to the American Cancer Society, two-thirds of the costs associated with a cancer diagnosis are considered “non-medical” and will be your responsibility to pay out-of-pocket. This can be an added burden to your life at a very tough time. There’s a product that I would like to make you aware of that will give you added protection and peace of mind. I would highly recommend carrying a Lump-Sum Cash Benefit Cancer Plan to help cover those non-medical costs in all scenarios. The first time a covered person is diagnosed with a covered cancer, the United American Cancer Policy pays up to $50,000 cash, one time, to use as you see fit!

Non-medical cancer costs include (67% of overall costs)

Loss of income, Long convalescence, Experimental Drugs, Transportation/Lodging, Meals, Home care/Domestic help, Counseling, Drug items, Clothing, Wigs, and various other unforeseen expenses. You can use the lump-sum cash benefit from the policy to pay for these expenses how you see fit…or use it it to take a vacation!

Why do I need cancer protection?

  • Two-thirds (67%) of the costs associated with a cancer diagnosis will not be approved by most health insurance and will be your responsibility out-of-pocket
  • 1-in-3 women & 1-in-2 men lifetime risk of developing cancer
  • Only 10% of cancers are hereditary (according to American Cancer Society)
  • Over 1.7 million new cases of cancer in the US for 2018
  • Affordable plans to fit your needs – Individual Plans, Family Plans & Single-Parent Plans (issue ages 0-69)
    Lump-Sum Cash Benefit Amount paid to you immediately upon first diagnosis and can be used at your own discretion

$10,000 – $50,000 Lump-Sum Cash Benefit Amounts

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